Putting our clients’ needs first, always.
After moving to Gallatin with TVA in 1953 and several years of teaching and coaching at Gallatin High School and Guild Middle School, Carl Wells became a licensed insurance agent in 1960. In 1968, Mr. Wells joined the independent insurance agency of Joslin and Son. Mr. Clay Joslin started the agency in the early 1950's with his son, Jerrell, and it became one of the premier agencies in Gallatin. In 1976, Carl Wells became the sole owner of the agency and renamed the business Carl R. Wells and Associates. He served as its President until his passing in 2002.
Carl’s son Barry Wells also worked for TVA for several years before joining the agency in 1984 as a licensed agent. Aileen Wells, Carl's wife and Barry's mom, also came to the agency in 1983 after 28 years with TVA. Aileen Wells retired in June of 2006. Jean Wells, Barry's wife, also works at the agency performing bookkeeping duties. Mindy Waid and Matthew Miller are our licensed customer service agents and strive to find our customers the best possible program for their insurance needs. We have had our office at 1038 S Water Ave in Gallatin since 1978.
As an independent agency, we do not work for an insurance company – we work for YOU. We offer complete insurance programs, including auto and home insurance, business coverage, life insurance, annuities and IRAs. We can place your insurance protection through several insurance companies with which we have long standing relationships. One of our companies has been under contract for almost 60 years. These relationships work in your favor as we are able to negotiate with the companies to get the best possible coverage at an affordable price. Located in Gallatin, we are able to provide insurance protection for clients throughout the state of Tennessee.